Frequently Asked Question

Sl. Questions Answers
1 What is the age requirement? 18-64
2 Who can apply? Anyone who is not on a Government Health Plan… Medicaid, Medicare, Tricare.
3 What Identification is needed? ID not expired over 1 year, signed social security card, birth certificate, permanent resident card.
4 Location We cannot sign up people who live in shelters, and P O Boxes are not accepted.
5 When is Open Enrollment? November 1st – January 1st of each year.
6 Can I sign up after Open Enrollment? Yes, with a life changing event.
7 Will my plan be an HMO or a PPO? You can choose.
8 What is youngest person who can sign up for healthcare ? 18
9 What is the cutoff age for ACA Healthcare? 64 1/2
10 What is filing tax status? Single / Married / Married Filing Separate / Head of Household / Widow
11 Who can sign me up? A Consultant or Licensed Agent
12 Who can take premium payment? Only a licensed agent
13 Can married filing single couples qualify for healthcare.gov? No
14 Can I get coverage for just myself and not my family? Yes
15 What is the minimum income one person can make to qualify? $16,000.00
16 Must I file taxes every year? Yes
17 Will the Market Place send me a tax form? Yes
18 Can I change my plan in the middle of the year? Yes, it is called a product change
19 What qualifies as a product change? Married, Divorced, Widow, Child Born, Employment change, Income Change
20 What is a deductible? The amount you pay before the insurance plan kicks in.
21 What is a PCP? Primary Care Physician
22 What is HMO? Health Maintenance Organization
23 What is a specialist doctor? A doctor who specializes in a particular field in medicine.
24 What is a PPO? Preferred Provider Organization
25 What is a EPO? Exclusive Provider Organization